Kentucky or Tennessee?
 

I grew up in Kentucky and lived in Knoxville, TN. I would move back
to Knoxville in a minute.

From my house I could be on Fort Louden Reservoir (Tennessee River)
within 10 minutes. Melton Hill, Douglas, Norris, Cherokee,
Guntersville. . . The list of close lakes goes on and on.

The best thing is that, during football season, everyone is either at
the UT game or home watching it. You have the water to yourself in
the Fall.