On Fri, 27 Jan 2006 11:53:17 -0600, "Jack Schmitt"
wrote:

Checked with my home owners insurance company this morning and found out I
can add sporting equipment to my current policy for 65 cents per thousand. A
deductible of 25 dollars will apply. This is for 1 year coverage. May go
this route and just check the rods through carrying a 5 piece on for backup.

Thanks to all who responded.

Jack

FWIW, if you haven't already, you might wish to make sure of what perils
apply to the coverage, if the policy/rider requires evidence of theft
(or excludes "mysterious disappearance"), excludes "accidental damages,"
what off-premise coverages apply, etc. Also, you may wish to check as
to whether it is "ACV" (A ctual C ash V alue) or "Replacement Cost"
(keep in mind replacement cost may require you to actually replace the
item before the complete amount is paid to you). IOW, make sure you are
getting coverage(s) as you wish/expect at a premium that makes economic
sense - one can insure just about anything against just about anything -
the cost of the premium, however, just like your mileage, may vary. If
you find the coverage offered isn't what you want/expect, you may wish
to look into an "inland marine" policy.

TC,
R