Oh yea! Deductible-free insurance policies are generally WAY too expensive
to justify the means. When you take out a car/boat/home policy you should
be planning to protect yourself from no less than a major incident, not tiny
claims. I think my standard deductible on my policies is 1k, and I know
I've saved that dozens of times over in insurance premiums.

As Bob points out, and as is probably Mr Evans' case, props can easily &
inexpensively be repaired & repitched if they have minor damage to them.

Warren

"Bob La Londe" wrote in message
...
"go-bassn" wrote in message
...
Nope - generally your deductible will make making a claim more trouble &
expense than its worth...

Warren


It depends on the coverage. The guy who lives down the street from me
claims he has no deductible and that his prop rebuilds are covered. When
I
looked at the difference in coverage costs I decided it was not worth it.

PS I had a prop repaired and repitched at The Propeller Company a while
back for $150. Thats a lot less then the 480 to replace that prop.

--
Bob La Londe
http://www.YumaBassMan.com