As for the exact water temperature, I'm not sure. I'm guessing it will be
hovering between the 45-50 degree F mark.

That's not too cold. Suspending jerk baits on a 5-10 second pause (the
longer the better), Spoons, crankbaits that will get to the bottom in the
10-15' range or deeper with a stop and go retrieve. slow rolled spinnerbaits
with a silver Colorado blade in white/chart if really cloudy, add a
chartreuse trailer to it (trailer hook is a must) but keep it on the bottom
and crank it very slow, even a yo-yo retrieve will be effective.

I've been consistent in the cold with the slow rolled spinnerbait and a
blue/chartreuse deep diving crankbait floating off the bottom.

There's my 2 cents.