A guy I knew for 25 years, a retriever trainer with whom I've had lots of
business deals and who lived a few miles from here, so I've spent hours
training on his land and in his home BS-ing about our biz and people we
knew, is gone. He retired a couple years ago, crippled from years of hard
work and hard living. I guess the joys of the Golden Years got to be too
much, he stuck a gun to his own head and used it.

Word to the wise. If you're waiting until you can retire to start "really
enjoying life" you have been suckered in by a big Puritan "work ethic" lie
..... get out there NOW .... spend less of your life making money, then buy
fewer toys and use them more, that is the best suggestion for a "life plan"
I can offer.