"J Buck" wrote in message
...
If you aren't fishing a tournament (i.e., just out for fun) and the wx
is calm, do you wear a life jacket?

No.

I don't know all the rules
state-by-state; I'm assuming most states have a 'must have PFD for each
passenger in the boat' rule. I'm also assuming you know how to swim, and
have enough common sense to throw a PFD on as soon as the wx kicks up.

Assumptions about common sense can be risky. I don't throw on the PFD. Not
defending that stupidity, just answering your question.