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#41
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On Feb 23, 8:06*pm, wrote:
Tell you what - email Wayne Knight (unless he's lurking and pops up) and ask him how many dead bodies, of those who died because they didn't have 16K upfront, he must step over each day. I think I'm going to be sorry I lurked and popped up. Now if you'll excuse me, I have to go repossess some pacemakers and offer complementary shovels so those who won't pay me 16K upfront for their potentially life saving treatment can start to help their family save on their burial costs. The IRS allows me to include on my annual 990 filling as a community benefit further justifying my 501c3 status. |
#42
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![]() "Larry L" wrote in message ... On Feb 23, 2:34 pm, "Bill McKee" wrote: Did cost me $1200 a month. Is that not reasonable? I doubt seriously they could afford that. As for blaming ... nothing, this last year could probably have changed my friends situation, not enough time .... but the ****ing Repugnants with their filibuster mania forced what really could have been well discussed, compromised, health care reform to fail ( admittedly, partly because a few imbecile Democrats had to be "accommodated") because not even a few reasonable Repugs were to be found in the hall ) ... shouting "no" is NOT leading, it's lying about being a leader There was very little in the "health care plan" to control costs. They should have had insurance before the pre existing conditions. I think insurance companies should have to accept pre existion conditions at no extra charge if the person already was covered by insurance. Let the 2 insurance companies work out the extra costs. But if someone does not have insurance and then gets sick and wants insurance, he should pay more. Maybe a lot more. Covering all pre-existion conditions is sort of like being able to have no fire insurance on your house, and it burns down. You think that pre-existing condition should be covered by the new insurance company? Insurance is spreading the risk over a large group. Sort of like gambling. You gamble a small amount each month that you will not have to pay a huge medical bill. |
#43
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![]() "Larry L" wrote in message ... On Feb 23, 4:09 pm, jh wrote: I'm all for fixing health care - but lets fix costs. If the costs can be contained - people will get coverage. I think we'd agree on more than disagree. But, protecting "profits" in the health biz is at odds with protecting people in the country. Other countries have shown ( varying methods and success ) that "reasonable" profits AND reasonable costs are both possible. From my view, a major political problem here is that Republicans ( both sides but far more obvious over there on the right ) are owned by and work for drug companies, insurance companies, and Wall St {less clearly related}) My guess is that you vote R because you think they will "defend" your right to make as much money as you can and stash it away .... good old American Dream. ( not that I argue against it in most cases ) My question, do YOU think health care and iron work construction fall into the same category, i.e. free enterprise with only profit as a worthwhile goal? Do you even really believe that "profit" is the only important ( even the most important) product of your own biz? if so, sorry The only couple ways to lower costs. Number one is increase the supply of doctors. Number 2 is get rid of a lot of the HMO mentality of a $10 copay and everything is covered. Under that scenario, there is an immense increase in hospital and doctor visits. Gets the sniffles. Old days, he stayed home, got some rest, and maybe chicken soup, and was well in 3 days. Now mom takes kid to hospital, they run a huge amount of costly tests to cover their liability, and tell mom to take the kid home, give him some Tylenol, maybe some chicken soup, and he will be ok in 3 days. Added couple thousand to the health care costs. Europe has "Free" healthcare. But it is not free, is is paid for with $3 a gallon gas tax, etc. They also do some things correctly. Besides an emergency room, they have a doctors office attached to the hospital with a nurse, aid, clerk and doctor. Takes care of things like the kids cold without all the ER stuff. There is a lineup to get attention, but wait is not too long. I had to avail myself of it in Sorrento, Italy. Free for everybody, but if I had to go to the hospital part, I would have had to pay. We could cut costs, but will the people stand for the cut in services? Canada had a year or 3 wait for a knee replacement. In the 1980's British Columbia had one MRI machine. There were 7 in the San Francisco Bay area. 6-9 months wait for an MRI. You want that rationing and cost reduction? |
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On Feb 23, 5:28*pm, Larry L wrote:
He and his wife have tried for years to find decent, affordable health care insurance but to no avail, because of 'pre-existing" conditions. Sorry to hear about your friend Larry. As a democrat and social liberal I understand your frustation with the Republican side of the isle and their inflexible and childish governing style. Unfortunately the Democrats in Congress are not being entirely truthful as some of the back alley deals have to indicate. Furthermore this thing is not so much a healthcare reform bill as some would have you believe though it would, or more appropriately state "should" offer immediate financial assistance to your friend's plight, but it does very little to correct the real or precieved issues in our healthcare processes. If you want to email me, I might be able to help your friends get access to some assistance depending where in Idaho they reside and the actual health issue. But rather than responding to each specific posts that I think needs a reponse, other than the three I've already responded to, I'm going to try to lump a few comments to various posts in here. I apologize in advance for the length. For the conservative sounding types, let me point out that you already subsidize the poor, under insured, and those on Medicare, Medicaid, VA, and Tricare (Champus). You subsidize them through the costs you pay now for private insurance or other healthcare services you purchase out of pocket since the government programs have not increased their payments in line with the costs of doing business. In fact that we already have a universal health access program. It's called the hospital emergency room and by law we have to treat and stablize any patient regardless of their financial situation. The issue that needs to be discussed is not what is going to come out of our pockets in terms of taxes but how does the financial transfers to the government actually lessen the burden carried by private industry and individuals? We have already established a de facto right to healthcare via the emergency process listed above, what we have not established is who has to pay for it. Like it or not, it is the privately insured and more specifically the employers who provide the insurance that are paying subsidizing it. That means we are all paying for it though various methods, either directly in higher premiums or in higher prices for the goods and services we purchase. For Oz and others, it is good that you were able to obtain private coverage. I am working with a recently widowed friend of the family here in Indiana who is what most people would consider middle class but in that no-man's land between the end of her Cobra coverage and the start of Medicare. We can get her insured, but at $6000 more per year then her total income. Each state and situation is different and not everyone can afford it, you were luckier than most. Even within the same state there are actually two different classes of commercial health insurance with differing rules. The state regulated plans and the employer supplied, often self funded plans which are governed under the Federal statues via the ERISA retirement act. At the same time, Larry, there is a law which provides a mechanism for someone who has lost their insurance or had Cobra run out to obtain other insurance inspite of pre-existing conditions but there is no provision to govern how much that coverage costs. Hence the issue with the family friend here. Oz is right in that regard, most anyone can obtain insurance. What he neglects and other point out is that often that cost is significant and it forces people to choose between housing, food, or insurance. And unfortunately are right too when they bring up the choices people make via livestyle like cell phones, cable TV, eating out etc instead of buying insurance but that IMO, is a big social economic issue unrelated to the issue at hand. For those who mentioned gold standard health care, you need to define that and really think about what it is you're talking about. A PetScanner used to detect minute cancers has a seven figure price tag while the instruments used to provide radiation therapy costs a multiple of that in many cases. But more specifically, the treatment of heart attacks has been altered by very expenisive metal rods called stents. Now many patients can go through a stenting procedure and get immediate relief and return to a "normal productive" lifestyle in days instead of months associate with the post op recovery open heart surgery requires. Those stents are not cheap. Is that a gold standard? Pin point radiation delivery without damaging as much surrounding tissue, is that the gold standard? New expensive drugs which reduce or eliminate certain viruses or tumors? It goes on and before someone comes back and says they don't want extreme end of life measures, how can you assume you won't feel that way should it happen to you tomorrow instead of when you're "old and feeble"? I could go on and on, there is significant mis information and misconceptions on both sides out there. Bottom line is the USA has one of the most expensive health and a significant portion of our population does not have either ready access to care, the ability to pay for that care, or both. Costs are high because too many people can't or won't pay for their services now and that cost gets tacked on to the already high costs of care for the technology. The present reform bill does nothing serious to actually reform a payment system that is weighted heavily towards doing a procedure vis a vis actually treating the whole patient from a wellness standpoint nor does it do a thing to address the myriad individual rules and regulations we have to satisfy to get patients treated and claims adjudicated. I'm all for reform even if it ends up being a single payor system and ends my career, but this thing that is out there right now concerns me about the potential for some very severe unintended consequences. Enough ramblings, If people sincerly want to discuss this mess further we can go to email. |
#46
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![]() wrote in message ... What makes _you_ think that? And no, Medicare is not a single payer system. because the power of negotiation will remove some of the bloated costs built in, for starters. With the current system, a ton of breakdowns into various insured groups almost ensures a lack of transparent price structures. And, given human nature invites vast overpricing and profit taking. That said, I'm with Jeff in saying that healthcare ought to be treated as a societal benefit, or as he put it, a right of citizenship, not a for-profit business. Tom |
#47
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On Wed, 24 Feb 2010 17:13:15 -0500, "Tom Littleton"
wrote: wrote in message .. . What makes _you_ think that? And no, Medicare is not a single payer system. because the power of negotiation will remove some of the bloated costs built in, for starters. With the current system, a ton of breakdowns into various insured groups almost ensures a lack of transparent price structures. And, given human nature invites vast overpricing and profit taking. That said, I'm with Jeff in saying that healthcare ought to be treated as a societal benefit, or as he put it, a right of citizenship, not a for-profit business. Ya know, I keep hearing about these friggin' "rights" and "societal benefit" and what folks ought to get and all, but what about some of the responsibilities that come with them...? As it currently stands, should what appears to be the latest cluster**** of a scheme actually come to pass, those folks who will benefit most from "universal" health care are the very ones who would contribute literally _nothing_ to the cost of it all. And no, I don't mean the truly destitute, as I doubt they'll see much, if any, change in their "real-world" health care no matter which of the current set of usual suspects "reforms" it. I refer to those with jobs, but not enough income, after all the exemptions, credits, etc., to owe _any_ income tax. And before anyone says anything, the wonderful, as I understand it, the perfect European and UK systems' _effective_ income tax bands start at _much_ lower incomes than the US and there are various other taxes, such as VAT, etc., that US liberals scream to all holy hell about being regressive, unkind and just downright mean. And on top that, if this scheme has no profit, who is gonna work for it, how are, ahem, medical labs gonna get paid, fancy new machines purchased, new drugs developed, etc.? TC, R Tom |
#48
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On Wed, 24 Feb 2010 10:51:19 -0800 (PST), Wayne Knight
wrote: On Feb 23, 8:06*pm, wrote: Tell you what - email Wayne Knight (unless he's lurking and pops up) and ask him how many dead bodies, of those who died because they didn't have 16K upfront, he must step over each day. I think I'm going to be sorry I lurked and popped up. HOLY ****!! It's Beetlejuice the Accountant! Say "health care ripoff" three times and WOOOSH!, you appear! Now if you'll excuse me, I have to go repossess some pacemakers and offer complementary shovels so those who won't pay me 16K upfront for their potentially life saving treatment can start to help their family save on their burial costs. The IRS allows me to include on my annual 990 filling as a community benefit further justifying my 501c3 status. Burial costs...? I thought y'all just bulldozed 'em into pits or something... HEY! I have an idea to save on fuel costs...it seems in about 2 years, we're gonna be up to our short-hairs in shovel-ready ex-lawyers...we can just divert some from the liquid precipitation removal system installation department and send them over to your way...why, shoot, in no time at all, every exec at the hospital ought to be able to buy that 5th Ferrari...yeah, yeah, yeah, I know, who really NEEDS a 5th Ferrari? What can I tell you, give it to one of your maids or something...maybe your gardener's assistant can use it to store compost... HTH, R |
#49
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![]() "Tom Littleton" wrote in message ... wrote in message ... What makes _you_ think that? And no, Medicare is not a single payer system. because the power of negotiation will remove some of the bloated costs built in, for starters. With the current system, a ton of breakdowns into various insured groups almost ensures a lack of transparent price structures. And, given human nature invites vast overpricing and profit taking. That said, I'm with Jeff in saying that healthcare ought to be treated as a societal benefit, or as he put it, a right of citizenship, not a for-profit business. Tom I think our state and federal governments should sell the nation’s highways, roads, and streets to for-profit organizations. That way we all pay to travel to and from work, the grocery store, day care, your favorite bar, the dentist, anywhere and anytime you or I might drive. Just think of the profit potential. I mean, why should we pay highway usage or fuel taxes for our government to maintain our roadways, when private organizations could obviously provide better maintenance, construction, and means of usage. I mean it is not as if use of the nation’s roadways is a constitutionally protected right, right? Kelo vs. New London (I believe this is the case name) determined that the public transfer of one private entities property to another private entity for the purpose of economic development trumps the rights of the individual. Hell, I say the government should exercise its right of eminent domain over all U.S. citizens and transfer all private property from private individuals to other private individual, who can *claim* that they will put the property to better economic purposes, which thereby serves the public interest better. What makes travel to anywhere, anymore important than one's health. Hell, once we transer the nation's roadways to the for-profit companies and make travel on the nation's roadways so expensive that we cannot affort to drive to and from work, get our groceries, pick up little Cindy Lou Hoo from daycare, travel to your doctor's office, or the hospital to have another child delivered, healthcare reform will appear insignificant in comparison. Op |
#50
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On Feb 24, 6:02*pm, wrote:
Ya know, I keep hearing about these friggin' "rights" and "societal benefit" and what folks ought to get and all, Do you? well gosh but what about some of the responsibilities that come with them...? And what responsibilities would those be? As it currently stands, should what appears to be the latest cluster**** of a scheme actually come to pass, those folks who will benefit most from "universal" health care are the very ones who would contribute literally _nothing_ to the cost of it all. Just like fire and police protection, huh? The rich pay for everything and the poor get all the benefits. Precisely why they stay poor for generation after generation.....why get rich with all the burdens this entails when a life of poverty keeps you on easy street. And no, I don't mean the truly destitute, Oh, you mean the not so truly destitute. The.....um.....uh...... as I doubt they'll see much, if any, change in their "real-world" health care no matter which of the current set of usual suspects "reforms" it. Well, you know how much weight your doubts and suspicions and guesses and hints and suggestions and allusions and abstractions and circumlocutions and perambulations and disseminations and distractions and prevarications and ruminations and buffoonery carry around here. I refer to those with jobs, but not enough income, after all the exemptions, credits, etc., to owe _any_ income tax. And you personally know......um.....exactly how many such people? And before anyone says anything, the wonderful, as I understand it, the perfect European and UK systems' _effective_ income tax bands start at _much_ lower incomes than the US and there are various other taxes, such as VAT, etc., that US liberals scream to all holy hell about being regressive, unkind and just downright mean. All of which, assuming there's a shred of demonstrable truth to it means.....what? And on top that, if this scheme has no profit, who is gonna work for it, how are, ahem, medical labs gonna get paid, fancy new machines purchased, new drugs developed, etc.? How do the folks who develop, manufacture and distribute bullet proof vests, badges, guns, ammunition, automobiles, fire trucks, ladders, handcuffs, tazers, uniforms, hoses, nightsticks, shiny sunglasses, hats, jail cells, pumps, defibrulators, gurneys, sphygmomanometers, flashlights, notepads, radar, sirens, leather belts and doughnuts get paid? Moron. g. |
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